Online application form for Pradhan Mantri Awas yojna (urban) is stated to entertain through common service center (CSC) windows. This a fine step taken by Prime Minister Narendra Modi in the process of providing a roof owned by every family of the country. Ministry of Housing and Urban Poverty Alleviation (MHUPA) have signed a momentum of understanding with e-Governance service India limited to facilitate the invitation of online application through CSC portal.
Various schemes running parallel with each other to achieve digitalize India. Government is moving towards complete digitalization hence online procedure for every government projects is applied in various sectors.
Around 20 lakhs households are too be constructed by the government for the part of population falling under the categories of EWS, LIG and slum dwellers.
Online Application for Pradhan Mantri Awas Yojna (Urban)
Providing assistance to the urban poor population various CSC are working in hand to hand with MHUPA. To make the application procedure easy Ministry of Housing and Urban Poverty Alleviation (MHUPA) have started the process of online application for Pradhan Mantri Awas Yojna (PMAY urban).
Beneficiary needs to reach the nearest CSC for their document verifications and application procedure.
How to Apply Online for Pradhan Mantri Awas Yojna Urban (PMAY urban)
Online application form for Pradhan Mantri Awas yojna (urban) can be applied through Common Service Centers (CSCs). A beneficiary can reach to their nearest CSC center in the local area and get their document verification done. Only after the verification of the documents they can fill the application form for PMAY urban. This online platform is built as a part of Digital India campaign. Beneficiaries have to submit the e-KYC (Know Your Client) documents for verification and then apply.
Adhar card is the most mandatory documents for applying to PMAY urban, if a beneficiary don’t have Adhar card he/she can apply for the same in CSC center.
Online procedure for Pradhan Mantri Awas yojna urban (PMAY urban)
Step1. Visit the official website http://pmaymis.gov.in
Step2. Click on the citizen Assessment on the top of the home page.
Step3. select the category under which beneficiary falls.
Step4. Enter the Adhar number for verification.
Step5. Fill the details in the Assessment form.
Step6. Submit the details.
Step7. Take a printout of the Assessment form.
Step8. Track your Assessment form progress on a periodic basis.
How to track the status of PMAY urban Application form
Beneficiary can track the progress of their PMAY urban online application. One can track the progress by simply following the steps given below.
Step1. Click here to visit official website. http://pmaymis.gov.in
Step2. Click on the CITIZEN ASSESSMENT on the top bar.
Step3. Select the TRACK YOUR ASSESSMENT STATUS.
Step4. Select the details by which you want to track the Assessment.
Step5. Enter the details to track the Assessment status.
Step6. Submit the form.
How to Find a nearest Common Service Center (CSC)
A beneficiary can search a Common Service Center (CSC) through CSC locator by clicking on the link below.
steps1. Enter the state of your residence.
Step2. Enter the District name.
Step3. Enter the block name.
The cost of online application form for Pradhan Mantri Awas Yojna urban (PMAY urban) is Rs 25.
Credit linked subsidy scheme for PMAY urban
Housing and Urban Development Corporation (HUDCO) and National Housing Bank (NHB) will be undertaking the process of financing the loan for housing purpose to the urban poor population. Around 20lakh households are to be constructed under PMAY urban.
Credit will be provided up to 6lakhs with an interest subsidy rate of 6.5% whose present net value is 9%. Beneficiary will have a time span of 20 yrs to repay the credited amount. Which makes it available at monthly EMI of around four thousands and five hundred.
Different subsidy will be provided on different amount and category. Beneficiary can calculate the amount of subsidy applicable on the amount they need by subsidy calculator http://pmaymis.gov.in/EMI_Calculator.aspx
How to calculate the subsidy applicable on loan amount under PMAY urban
Step1 click on the link to get subsidy calculator http://pmaymis.gov.in/EMI_Calculator.aspx
step2. Enter the loan amount.
Step3. Enter the rate of interest applicable.
Step4. Enter the loan period (time for which loan is taken).
Step5. Click on calculate button.
A number of primary institutes have signed a MOU with the nodal agencies (HUDCO and NHB) for the credit linked subsidy scheme. It will help in proper facilitation of loan needed by the urban poor.
List of the primary institutes http://mhupa.gov.in/writereaddata/clarification_clss.pdf
Further applications under PMAY urban will be examined by the local government bodies. After the completion of the application examination, a final list of the beneficiaries will be draft.